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To combat the threat of the covid 19, there are special plans curated to secure you in your time of need. Among the coronavirus insurance plans is the Corona Kavach Policy, designed to provide financial support for medical expenses arising due to this infectious disease. The launch of Corona Kavach Policy was carried out by the Insurance Regulatory and Development Authority of India (IRDAI). They have also made it mandatory for all General & Standalone health insurance companies in India to offer this policy to its customers.
The coverage of the Corona Kavach Policy includes support for hospitalisation, pre-post hospitalisation, home care treatment expenses and AYUSH treatment in case anyone is tested positive of Covid-19 infection. You can buy the Corona Kavach Policy online at Coverfox, where you can find plans from over 40 insurance providers and select which Corona Kavach policy is best for your needs.
In the span of a year, our lives have changed drastically. This disease has affected everyone across the world without mercy, and has pushed us to our limits, mentally, physically, and financially. This period has made one thing very clear - you can’t ignore your health. Buying, or updating your health insurance policy is the way to financially secure your loved ones in your time of need. But this is just the tip of the iceberg. With the disease running rampant, getting Covid 19 insurance is the natural next step. Some of the reasons why getting a coronavirus health insurance policy for you and your loved ones is a good idea include:
You don’t have to deal with the fuss of monthly, quarterly or annual payments when you buy a coronavirus health insurance policy. Corona Kavach policy premium is a one-time payment at the time of your policy purchase. This single purchase enables you to get your health coverage to secure you in your time of need.
One of the major benefits of buying Covid 19 insurance is the minimal waiting period. You can avail the Corona Kavach policy coverage in just 15-days.
For those who don’t currently have an active health insurance policy, getting the Corona Kavach is a great idea, considering the benefits it offers at an affordable rate and with a short waiting period.
|Corona Kavach Policy Providers||Members Covered||Sum Insured (In Rs)||Age Criteria (in the year)|
|Aditya Birla Corona Kavach Policy|
|Bajaj Allianz Corona Kavach Policy|
|Bharti Axa Corona Kavach Policy|
|Care Corona Kavach Policy|
|Chola MS Corona Kavach Policy|
|Digit Corona Kavach Policy|
|Edelweiss Corona Kavach Policy|
|Future Generali Corona Kavach Policy|
|IFFCO Tokio Corona Kavach Policy|
|Kotak Corona Kavach Policy|
|Liberty Corona Kavach Policy|
|Max Bupa Corona Kavach Policy|
|Manipal Cigna Corona Kavach Policy|
|National Corona Kavach Policy|
|New India Assurance Corona Kavach Policy|
|Oriental Corona Kavach Policy|
|Raheja QBE Corona Kavach Policy|
|Royal Sundaram Corona Kavach Policy|
|Reliance Corona Kavach Policy|
|Star Corona Kavach Policy|
|SBI Corona Kavach Policy|
|Tata AIG Corona Kavach Policy|
|United India Corona Kavach Policy|
|Universal Sompo Corona Kavach Policy|
The Corona Kavach Policy is designed to provide inclusive coverage to secure you and loved ones in your time of need. The benefits included in this type of health insurance policy include:
All costs arising from purchase of PPE kit, masks, gloves, oxygen, diagnostics, and ventilator fees are covered under the Corona Kavach policy
With the threat of Covid 19 still at large, now more than ever it is crucial for you to surround yourself with security provided by experts. And that is exactly what you will find at Coverfox. Our team of insurance experts make use of customized algorithms to find you a health insurance policy that meets all your requirements. Some of the other reasons why you should trust Coverfox with your coronavirus policy needs include:
You can get cover for your entire family under a single sum insured of up to Rs. 5 lacs. Additionally, this is a one-time payment that secures your family in one plan.
Anyone between 18 to 65 years of age can take Corona Kavach family floater policy for himself/herself/themself, spouse, parents, parents-in-law and dependent children between the day 1 of age to 25 years.
To keep up with your medical needs and preferences, the Corona Kavach Individual plan offers a sum insured of up to 5 lacs.
The older generation is at a higher risk of contracting this disease. That is why it is advisable to get an individual policy for them as per their individual needs.
The coverage of the Corona Kavach policy extends only to medical costs associated with treatment of Covid-19. On the other hand, a regular health insurance policy covers a wide range of illnesses in addition to covering expenses towards the treatment for coronavirus.
One of the main advantages of getting the Corona Kavach policy is that it also covers alternative treatments like Ayurveda, Unaani, Siddha and Homeopathy as well. In regular health insurance policies, this provision is only available in selected health protection plans. Most plans do not cover alternative treatments.
Another advantage of the Corona Kavach policy is that it acts as an indemnity plan that bears the expenses for the treatment of coronavirus for yourself and your family.
The Corona Kavach policy offers flexible policy terms and short-term benefits that you can get with a one-time payment. On the other hand, a regular health insurance policy will provide long-term benefits and require renewal at fixed intervals.
The waiting period for Corona Kavach policy is lesser compared to other plans. You can avail the benefits of your Covid 19 insurance in 15 days. Generally, a regular health insurance policy has a standard waiting period of 30 days or more based on that specific plan’s terms and conditions.
Buying coronavirus health insurance can be hassle-free if you approach the right channel. Having said this, Coverfox.com provides your choice in tech-enabled platforms like our website and our Coverfox App. Here you can compare all available plans from over 40 insurance providers and determine which corona kavach policy is best for your needs. You also have the advantage of getting expert advice, along with an informed, unbiased opinion that will clear all your doubts and help you buy the perfect plan. Moreover, enjoy the attention of a service manager who will assist you with all your post-sale requirements- from health insurance claims processing to renewals!
Now buy coronavirus insurance online in no time from Coverfox. To get started, here are the steps to buy a corona kavach policy:
The claim process for the Corona Kavach policy is similar to that of a general health insurance policy. The steps are as given below:
You can cancel your Corno Kavach policy on the basis of it not meeting specific requirements or if you don’t find it satisfactory in terms of coverage. But it needs to be done in 15 days after purchase of your coronavirus insurance policy. Your premiums will be adjusted as per the prevailing norms of the IRDAI.
On the other hand, the insurance provider can cancel your policy at any time if it is being done on the basis of misleading information, false medical history, fraud, claiming the policy through falsified documentation and others. In this case, there will be no refund provided to you.